Forty years of action and growth have made the Zur Shamir Group into one of the leading and most stable companies in Israel, with expertise in the fields of insurance, finance and real estate. Investments and a variety of activities in Israel and abroad, alongside investments in human resources, have been the basis for growth over four decades and the setting of new standards for business development and creativity. The Zur Shamir group operates in a broad spectrum of fields: Finance: insurance, investment house, consumer credit and more. Real estate: a basket of income-generating properties, mostly in the area of offices, including initiating and improving properties. Overseeing the activities are the companies in the Group, who have become brand names in their fields: Adgar Investments and Development Ltd. - Zur Shamir's real estate arm, operates in Israel and abroad. Direct Insurance - financial investments - Zur Shamir's insurance and finance arm, operates in Israel and abroad. Direct Insurance - the insurance company that pioneered direct insurance in Israel, and is the leader in the direct marketing method. It has expertise in vehicle, home, life, and other insurance. Yashir Investment House Ltd. - Yashir Investment House, a member of the Direct Insurance Group, is one of 20 members of the Tel Aviv Stock Exchange, among which are the large banks. Direct Financing, from the Direct Insurance Group Ltd., is a consumer credit company in Direct Insurance - Financial Investments Group Ltd. INTOUCH Insurance Group B.V (Former: "GDII") - a subsidiary company of Direct Insurance - Financial Investments Ltd., which coordinates the operations of Direct Insurance throughout the world, owns the Polish direct insurance company Link4. Link4 - a pioneer in direct insurance in Poland. The company began operations at the beginning of 2003, selling vehicle insurance policies directly to the consumer, by telephone and Internet. Direct Pojistovna - the Czech insurance company which began operations in May 2007. Energopolis - the Russian insurance company which was purchased by Direct Insurance - Financial Investments in October 2006. The company has a license for activities in the field of vehicle insurance in Russia. It will provide a basis for developing direct insurance activities in Russia during 2008. Earnix - a company with expertise in developing technological solutions for the finance and insurance sector. Dr. Pach - a chain of garages specializing in metalwork and paintwork, owned by Direct Insurance The policy and vision of the company are the personal commitment of its executives and employees to innovation and creativity in all the fields of activity, and particularly investigating new fields and trends in the real estate, trade and technology sectors, in order to position the Zur Shamir group as the leader in every field of activity.